Duncan Homes under $1.25 million

Welcome to Duncan, British Columbia, a charming city nestled in the heart of Vancouver Island. Known for its vibrant arts scene, picturesque landscapes, and a welcoming community spirit, Duncan is the perfect place for those seeking a harmonious blend of urban convenience and natural beauty. With a rich history and a strong Indigenous presence, this city celebrates its heritage through public art, cultural events, and the iconic Totem Poles that grace its downtown.

Duncan’s real estate market offers an array of homes that cater to diverse lifestyles and budgets, including a fantastic selection of properties priced under $1.25 million. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find charming single-family homes, modern townhouses, and inviting condos that reflect the area’s unique character. These homes often feature beautiful outdoor spaces, perfect for enjoying the stunning views of the Cowichan Valley and the surrounding mountains.

Living in Duncan means you’re never far from nature’s playground. With numerous parks, hiking trails, and access to the Cowichan River, outdoor enthusiasts will find plenty of opportunities for adventure. Additionally, the city boasts a thriving local economy, complete with boutique shops, farmers’ markets, and delightful eateries that showcase the region's culinary delights.

Duncan is more than just a place to live; it’s a community where you can truly thrive. Explore the possibilities of homeownership in this beautiful city, and discover why so many are choosing to call Duncan their forever home. With homes under $1.25 million, your dream of living in this idyllic setting is closer than you think!

Newest Duncan Homes under $1.25 million

18 King George St Unit ##110, Lake Cowichan

$333,000

3 Beds ⋅ 1 Baths ⋅ 1052059 MLS

Don’t miss this amazing three-bedroom condo in Lake Cowichan. It has great walkability to all the essentials plus multiple parks and swimming areas. Restaurants, Shopping, Senior’s Centre & Medical Services at your doorstep. Largest unit in this complex. The building has an elevator and is professionally managed. Walk in bathtub with jets for a good soak! In-house full-size washer and dryer. Double sized balcony looks over a large lawn, which is connected to a church, so nice quiet area. Close to the Trans Canada Trail Network. Lake Cowichan is a beautiful lake side community, quiet in the winter and vibrant in summer! Easy to show, come check it out.

18 King George St Unit ##110, Lake Cowichan

Courtesy of RE/MAX Generation (LC)

$1,249,000

2 Beds ⋅ 2 Baths ⋅ 1051996 MLS

Rare 100 ft of private waterfront on Fuller Lake, one of Vancouver Island’s warmest lakes. Set on 1.32 acres, this beautifully renovated 2-bed, 2-bath home is filled with natural light and showcases breathtaking southwest mountain & lake views with spectacular sunsets. Relax on the expansive wrap-around deck or enjoy swimming, fishing, and paddleboarding from your private dock. Inside, new high-end appliances and high-efficiency heat pump support a future lower suite or vacation rental, while the option to reinstall the staircase allows the home to become one spacious family residence. The property also features a potential studio, workshop, or carriage house with new metal roof, three separate plumbing hookups, and dedicated boat/RV bays, offering flexibility. Surrounded by wildlife, birdwatching, and complete privacy, it’s only 5 minutes to Chemainus and Mt. Brenton Golf Course, 10 minutes to Duncan, 25 minutes to Nanaimo, and 1 hour to Victoria.

9370 Cottonwood Rd, Chemainus

Courtesy of RE/MAX Island Properties (DU)

$889,000

3 Beds ⋅ 2 Baths ⋅ 1052025 MLS

Welcome home! Offering over 2,000 sq.ft. of living space, this beautifully maintained, move-in-ready home combines the ease of one level living with an added bonus room above the garage. Three spacious bedrooms, inviting living spaces & a natural gas fireplace for cozy evenings. The beautiful primary suite is complete with a luxurious ensuite featuring a soaker tub & separate shower. The generous bonus room up is perfect for teens, a home office, guest accommodations or hobby space. Outside, enjoy easy care landscaping & relaxing on the patio or under cover in the hot tub & gatherings around the fire pit. Garage for your daily driver & parking for your RV or boat too. Situated in a sought-after, family-friendly East Duncan neighbourhood, you’re close to parks, schools & Maple Bay beaches with Duncan’s shopping, services and amenities just 10 minutes away. A wonderful opportunity to enjoy space, comfort and convenience in a welcoming community!

2538 Trillium Terr, Duncan

Courtesy of Pemberton Holmes Ltd. (Cow Vall)

$799,000

3 Beds ⋅ 2 Baths ⋅ 1051920 MLS

Welcome Home! Freshly renovated 3-bedroom, 2-bath home offering 1,356 square feet of comfortable living space on a generous 9,365-square-foot lot. Enjoy an unbelievable ocean view from this bright and inviting property. The home features a convenient carport, wraparound driveway, and ample parking for residents, guests and your RV. The 1,068-square-foot unfinished basement provides exceptional potential for additional living space, a home office, recreation room, workshop, or suite—bring your ideas and make it your own. A rare opportunity to enjoy move-in-ready living with room to grow in a beautiful setting.

342 Morgan Rd, Ladysmith

Courtesy of REMAX Professionals (LD)

$644,900

3 Beds ⋅ 3 Baths ⋅ 1051894 MLS

Welcome to 169 Hunter Way, a stunning, newly built half-duplex in the coveted coastal community of Ladysmith, BC. Move-in ready and crafted for everyday comfort, this modern 3-bed, 3-bath home offers ~1,700 sq ft of beautifully designed living space and the peace of mind of a 2/5/10 New Home Warranty. The bright, open-concept main floor features a welcoming living area with a cozy fireplace, a stylish kitchen with stainless steel appliances, tiled backsplash, and ample cabinetry, plus a dining area perfect for entertaining. Year-round comfort comes via a high-efficiency heat pump (A/C) with gas backup, while durable 72-hour wet-laminate flooring in high-traffic zones ensures long-lasting function and beauty. Upstairs, a generous rec room, a full laundry room, and three spacious bedrooms await, including a luxurious primary suite with vaulted ceilings, a walk-in closet plus a secondary closet, and a spa-inspired ensuite with heated floors and a walk-in shower.

169 Hunter Way, Ladysmith

Courtesy of Royal LePage Nanaimo Realty LD

$959,900

1052015 MLS

Brand-new 1/2 duplex quality built by DG Homes offers nearly 2,660 sq ft of thoughtfully designed living over three levels. The bright, open main floor features spacious kitchen, dining and living areas, while the home provides for potentially 5 bedrooms plus a den, 3.5 baths, an attached garage and generous sundeck. The lower level is roughed in for a future secondary suite, adding flexibility for extended family or income potential. Set in the newer Malone Estates area, the home enjoys some distant valley views and a quiet residential setting, with schools, recreation and Holland Creek trails nearby, plus easy access to downtown Ladysmith and the waterfront. Backed by new-home warranty for added peace of mind.

134 Hunter Way, Ladysmith

Courtesy of Sutton Group-West Coast Realty (Nan)

$624,900

3 Beds ⋅ 3 Baths ⋅ 1051856 MLS

Welcome to Oakcrest, one of the Cowichan Valley’s premier 55 plus townhouse complexes. This spacious, level-entry, full-basement end-unit offers the best location in the complex. Enter the private, gated courtyard and step into a spacious layout designed to ease your downsizing concerns. Oakcrest sits among majestic Garry Oak trees with beautiful surrounding landscaping. This home is perfect for those who want to avoid yard work but still want room to entertain friends and comfortably enjoy family visits. The southern exposure, combined with several main-level skylights, brings in wonderful natural light. The primary and 2nd bedrooms are on the main level for long-term living, and the downstairs offers plenty of room for hobbies, crafts, and always-needed storage. Bonus dual garage, close visitor parking, and easy access to nearby walking trails, recreation, and in-town amenities. Priced to show value, with ample room for equity gains after investing in upgrades and interior design.

5980 Jaynes Rd Unit ##22, Duncan

Courtesy of Pemberton Holmes Ltd. (Cow Vall)

$924,900

4 Beds ⋅ 3 Baths ⋅ 1051837 MLS

This is a special craftsman home in popular Stone Manor Estates. Remarkable value for a show-quality home of this caliber. 2286 sq. ft., 4 bedrooms, den, 3 full bathrooms with tile floors, hand-scraped hardwood floors, a great room with a gas fireplace, and an insulated attached double garage. Custom kitchen with maple cabinets, large island, granite counters, and 9' ceilings with crown molding. Close to downtown Duncan, public transit, walking trails, parks, shopping, schools, Vancouver Island University, ice arena, and the library. Enjoy the new heat pump in 2023, Low E thermal windows, and a new hot water tank. Level, bright, sunny lot with south exposure. Hardiplank siding with rock accents. A great low-maintenance property at a fantastic price to enjoy your Cowichan Lifestyle.

3026 Keystone Dr, Duncan

Courtesy of Pemberton Holmes Ltd. (Cow Vall)

$1,160,000

5 Beds ⋅ 3 Baths ⋅ 1051825 MLS

Welcome to this 5-bedroom, 4-bathroom new build with flexible suite potential. Situated in highly desirable "The Properties" at Maple Bay. This home combines modern design, quality finishes, and plenty of room for the whole family. The main residence features 4 spacious bedrooms and 3 bathrooms, rec-room/flex room, along with a bright open-concept floor plan. The stunning modern kitchen includes top tier S/S appliances, quality millwork, and plenty of space for entertaining. The living/dining room area opens onto a walk-out balcony with beautiful picturesque mountain, valley and lake views. The lower level offers additional living space with a bedroom, full bathroom, and rec-room/flex room for your family needs. An additional +/- 500sqft of unfinished space provides excellent suite potential for future income assistance or additional accommodations for yourself which the builder can complete this space at an additional cost. Spacious double car garage and impressive driveway space!

3326 Woodrush Dr, Duncan

Courtesy of eXp Realty

$585,000

3 Beds ⋅ 1 Baths ⋅ 1051745 MLS

Discover lakeside living in the charming community of Youbou on beautiful Lake Cowichan! Enjoying full southern exposure, this bright 3-bedroom, 1-bath home sits on an easy-care .13-acre lot. The main level offers a welcoming living room opening to a front balcony with lovely lake views, along with the kitchen, primary bedroom and second bedroom. Downstairs you'll find a third bedroom, two flexible living areas, storage and laundry/utility room, plus ground level access to the front driveway. A double carport keeps vehicles and toys sheltered. Out back, the fenced yard is made for summer fun, with an above-ground pool, outdoor shower, gazebo and garden space for growing your favorites. Close to Arbutus Park with swimming area & warf also a public boat launch just down the road and walking trails nearby. Youbou is also a gateway to Nitinat Lake's renowned kiteboarding watersports, and fishing adventures in Bamfield on the west coast. A great place to enjoy the Lake Cowichan lifestyle!

10579 Youbou Rd, Youbou

Courtesy of RE/MAX Island Properties (DU)

$744,900

3 Beds ⋅ 3 Baths ⋅ 1051885 MLS

This attractively priced new 3 bedroom, 2.5 bathroom home provides modern comfort just minutes from Ladysmith’s historic downtown, boutique shops, scenic trails, and Transfer Beach. It features premium finishes like Hardie plank siding, shake and board-and-batten details, an efficient heat pump, on-demand gas water heater, landscaped low maintenance yard with metal fencing, and a grid-tied solar system for reduced energy costs — all supported by a 2-5-10 New Home Warranty and step code 4 construction! Enjoy spacious living with 9-foot ceilings throughout. Qualified buyers may qualify for the New Built Home Property Transfer Tax Exemption, and first-time buyers could receive a 100% GST rebate. It is the buyer’s responsibility to confirm eligibility. Come view this outstanding energy-efficient home today!

1324 Mckinley Rd, Ladysmith

Courtesy of Century 21 Harbour Realty Ltd.

$618,000

3 Beds ⋅ 2 Baths ⋅ 1051784 MLS

This lovely 3-bedroom, 2-bathroom rancher has been extensively renovated, including a new kitchen with quartz countertops, stainless steel appliances, updated bathrooms and more. A brand-new roof was installed in 2025, along with a new heat pump providing efficient heating and air conditioning year-round. The front living room offers beautiful mountain views, while the mature garden and peaceful, sought-after neighbourhood add to the charm. Sliding glass doors off the kitchen lead to an entertainment-sized, sun-filled south-facing deck overlooking the natural forest and bordering the Trans Canada Trail. Situated on a .17-acre lot less than 2 km from Cowichan Lake, this home is perfect for families, retirees or those looking for a peaceful setting. Currently rented at $2,800/month to an excellent tenant who would love to stay, providing $33,600 in gross annual rental income. A bonus detached 501 sq. ft. powered workshop offers plenty of space for hobbies, storage or creative ideas.

184 Johel Rd, Lake Cowichan

Courtesy of Century 21 Queenswood Realty Ltd.

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